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How Much Does it Cost to Live in the UK?

If you are thinking about moving to the UK, it is a good idea to take into account the cost of living in the UK.

In this blog post we take a look at living costs in the UK in 2021.

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Cost of Living in the UK

If you are looking to move to the UK, you might be wondering what the cost of living is. In this blog post we will set out the main costs associated with living in the UK.

If you are looking to stay in the UK for an extend period of time, or to even become a citizen of the UK, it is certainly worth considering the cost of living in the UK.

telephone box in uk

How Much Does it Cost to Live in the UK

The cost of living in the UK, as with most countries, is somewhat dependent on where you live. For instance, the cost of living in London is considerably higher than other parts of the country. Generally speaking, the cost of living is cheaper in towns in comparison to cities.

The UK is a relatively expensive place to live in comparison to its European neighbours. The Scandinavian countries are some of those countries with a comparable, if not higher, cost of living. It is estimated that the UK is the 7th most expensive country in Western Europe, and the 14th most expensive country in the world.

The truth is that many people in the UK have very little disposable income at the end of the month and are working to simply meet their essential spend.

Average Cost of Living in the UK

There are many different estimates for the cost of living in the UK. The Money Advice Service puts the UK yearly average cost of living at £14,945, which works out at £1,245 per month.

However, this is a very conservative estimate. Most people will spend more on their essentials and living cost in a given month. Expatisan has estimated that the average cost of living in the UK for a single person is £2,249 per month for a single person and £3,803 per month for a family of four.

As mentioned above, you can expect to have a much higher cost of living if you live in London, with housing and rental prices most noteworthily more expensive.

In fact, the average cost of rent in the UK is £868 per month whereas in London, it is £1,572 per month.

Cost of Essentials

The cost of essentials is a good measure to be aware of when thinking about the cost of living in the UK.

Average costs:

  • A basic lunch with a drink: £12.00
  • Pint of beer: £4.00
  • Cappuccino: £2.75
  • A litre of milk: £0.92
  • Loaf of bread: £1.10
  • Half a dozen eggs: £1.00
  • Two cinema tickets: £10.00
  • Monthly gym membership: £30.00

Cost of Living by City

As mentioned, London is considerably more expensive to live in than anywhere else in the UK. As a global capital of the world, it is perhaps unsurprising that living in London is costly.

It is not just costlier housing and rental prices either. London is considerably more expensive in day-to-day living costs. That being said, it is true that wages are higher in the capital.

Liverpool and Sheffield are two cities with plenty to offer those emigrating to the UK, and they are generally considered to be the cheapest cities to live in in the UK.

Manchester, Glasgow and Leeds are cities rich in culture and nightlife with a relatively low cost of living.

And of course, if you live in smaller towns and villages, the cost of living will generally be cheaper than cities.

Other Costs to Keep in Mind

Beyond the obvious costs of daily living and housing and rental prices, there are other costs and fees which are important to keep in mind.

For example, running a car can be costly. As well as the cost of petrol, road tax and insurance, repairs can blow a big hole in your finances. Money Advice Service estimates the average yearly cost of running a car at £1,726.

In the modern-day, most people in the UK have a personal broadband subscription. And as the world moves towards more remote working, broadband has become a need for many people. Average yearly phone and broadband costs are £900.

And if you want to watch live TV or any BBC TV program (including on BBCiPlayer) you need to purchase a TV licence by law. This costs £157.50 per year for colour TV, or £52 per year for a licence for black and white TV.

And of course, this is not to mention any other unexpected costs which might arrive when you’re in the UK.

Where are the Cheapest Places to Buy a House?

If you are looking for the cheapest areas to buy a house in the UK, they will generally be found in the north of England.

The top 10 cheapest places to buy a home in the UK are as follows:

  1. Middlesbrough, TS1. Average of £54,978
  2. Bradford, BD1. Average of £58,673
  3. Sunderland, SR1. Average of £65,478
  4. Grimsby, DN31. Average of £71,105
  5. Shildon, DL4. Average of £73,637
  6. Middlesbrough, TS3. Average of £80,958
  7. Peterlee, SR8. Average of £85,274
  8. Stanley, DH9. Average of £91,391
  9. Lancashire, BB11. Average of £91,516
  10. Liverpool, L20. Average of £91,793

Getting a Visa to Live in the UK

If you are an overseas national and you want to move to the UK, you will need to apply for a visa. You will need to do this if you plan to work, study or reunite with your family in the UK.

Some of the most common visas include:

For more information on any of the UK visas, including full support with your application, please do not hesitate to get in touch.

Birmingham Immigration Lawyers offer expert immigration legal advice and assistance in all areas of immigration law.

To find out more about all of our services, call us now on 0121 667 6530.